Thomas Murphy - Pine Shores Real Estate



Posted by Thomas Murphy on 7/3/2020


114 Sullivan Road , Yarmouth, MA 02673

West Yarmouth

Single-Family

$425,000
Price

3
Beds
5
Total Rooms
2
Baths
First time offered in over 20 years. Pride in ownership shows throughout the owners have meticulously maintained the home. Deeded rights to Big Sand Pond with nicely maintained private beach. This property even has a deeded private road around a cranberry bog. { Bog Road} If you are looking for quiet setting on Cape Cod but easy access to all the Cape has to offer this is for you! This home has 3 bedrooms, 2 full baths, central Air conditioning, 2 car garage, large clean basement and private back yard. It comes with hardwood flooring in the living space and rugs in the bedrooms. New septic and professionally landscaped round out this exceptional home. This one will not be around long / ACT NOW!
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by Thomas Murphy on 7/3/2020


114 Sullivan Road , Yarmouth, MA 02673

West Yarmouth

Single-Family

$423,000
Price

3
Beds
5
Total Rooms
2
Baths
First time offered in over 20 years. Pride in ownership shows throughout the owners have meticulously maintained the home. Deeded rights to Big Sand Pond with nicely maintained private beach. This property even has a deeded private road around a cranberry bog. { Bog Road} If you are looking for quiet setting on Cape Cod but easy access to all the Cape has to offer this is for you! This home has 3 bedrooms, 2 full baths, central Air conditioning 2 car garage, large clean basement and private back yard. It comes with hardwood flooring in the living space and rugs in the bedrooms. New septic and professionally landscaped round out this exceptional home. This one will not be around long / ACT NOW!
Open House
No scheduled Open Houses

Similar Properties





Categories: New Homes  


Posted by Thomas Murphy on 6/28/2020

Photo by Bilanol via Shutterstock

You’ve heard all the sayings: “Location, location, location,” and the line in Robert Frost’s poem, “Good fences make good neighbors.” You’ve even made Abraham Lincoln’s saying your motto, “Discourage litigation. Persuade your neighbors to compromise whenever you can.” 

Yet here you are, trying to sell our home, and the neighbors simply are not cooperating. They park vehicles in front of your house so that the “For Sale” sign is hidden, or they leave stuff in their yard that makes it unattractive. In your urgency to get your home sold, you take everything as a personal affront. What happened to those nice, friendly neighbors you’ve shared barbeques and fun with over the years?

It May Not Be You

It’s probably not even on their radar that their everyday actions cause you sleepless nights. The stress level is yours, not theirs. Here are some best practices for being neighborly when you put your house on the market.

Let them know what’s happening. Tell them that you’ve gotten a job change, or are getting married or whatever the case is and that you need to sell your home. That way, they can be ambassadors for you. If they have friends or family that want to live near them, this is the perfect opportunity.

Let them know what to expect. If your agent schedules an open house, let the neighbors know. After all, the street will have more traffic, and parking may be at a premium. The last thing you want is to have your open house the same day as their family reunion with no parking available for anyone.

Invite them to visit your home during the open house. Neighbors are curious. If your homes are similar, upgrades you’ve done might spark ideas for their home. On a few occasions, neighbors have bought the house next door. Perhaps because it’s a better fit for their family, or it lets them remodel theirs without living in it.

Let your neighbor know what will help your home sell, such as keeping the street in front of your house clear. Tell them that the more you sell your house for, the more it improves their home value. See if that doesn’t get them on our side.

Introduce Your Agent

Take a few moments to introduce your agent to your neighbors. That way, they’ll know who’s coming and going, and if it’s okay for people to be in your house when you’re not there. It also gives your agent a chance to talk about neighborhood values and point out the lovely features in your neighbor’s yard. A little flattery goes a long way toward promoting extra effort to make things look nice. 




Tags: curb appeal   neighbors   Parking  
Categories: Uncategorized  


Posted by Thomas Murphy on 6/21/2020

Photo by Nattanan Kanchanaprat via Pixabay

Of course, you want to stay within your budget when buying a house. You certainly want value for your dollar. But a buyer should never lose sight of the fact what they truly desire is getting the home they want and that fits their needs. To that end, potential buyers may put in a “low-ball” offer on a house they truly want. They may risk losing a home that meets all of their qualifications by placing an offer that is five or ten thousand dollars less than a price the seller is willing to accept. What can be even more frustrating is that even if a buyer's offer is accepted by a seller, the buyer may just waste that money, or more, on the mortgage they acquire.

Buyers may be surprised to learn how much even a half of one-percent difference in a mortgage rate can make.

Example One

In our first example, after a down payment, a buyer gets a mortgage for $250,000 over 30 years at 4.5% interest. The monthly payment would be about $1,267 monthly. Over the course of 30 years, those payments would total $456,120. The net cost of the loan is $206,120.

Example Two

In our second example, we take that same $250,000 mortgage over 30 years, but the buyer compared mortgage rates and was able to find a lender offering that same loan at 4.0% interest, one-half of one-percent less. The monthly payment would now be $1,194, totaling $429,840. The net cost of this loan is $179,840. The difference between the two loans is $26,280. All because of a .5% interest rate difference. 

The Best Way to Save Money on a Home

Rather than chancing to lose a home you really like by making an offer that is too low, consider instead performing due diligence on mortgage rates. Seeking out a lower rate can be critical in saving you five, ten or twenty thousand dollars or more. That's a far better solution than losing a home you really wanted.

There are a lot of factors that go into determining loan rates for mortgages. These include the buyer's credit rating, work history, income to debt ratio and loan to value ratio. The bottom line is the better your credit the more options you will have in securing a mortgage loan.

One of the best ways to save money on buying a home is saving money on your mortgage rates. The best way to do that is by monitoring your credit rating and working to build it. When it comes time to buy a home, get pre-qualified and compare mortgage rates. You can even use an online calculator to compare rates on your own. Need further assistance in determining how to find the right mortgage for you? Feel free to reach out, and we can embark on your mortgage and home journey together.




Tags: mortgage   mortgage rates  
Categories: Uncategorized  


Posted by Thomas Murphy on 6/14/2020

Getting your house ready to be sold can seem like an overwhelming undertaking. Like any large project, though, if you take it one step at a time, you'll be amazed at what you can accomplish!

The ideal scenario involves having everyone in the family pitch in to keep your house looking its best for each showing. When you divide the labor and work as a team, things get done a lot faster and more efficiently.

Keeping your lawn mowed, bushes trimmed, and house clean on a consistent basis are among the many challenges of always being ready for the next showing. Another common necessity involves applying a fresh coat of paint to walls and other surfaces. That relatively inexpensive step can help make your home look dramatically brighter, vibrant, and more appealing to prospective buyers.

One thing to keep in mind when preparing to put your home on the market is that you (the owner) are probably "too close to the trees to see the forest." In other words, you may be overly accustomed to the appearance, the imperfections, and the décor of your home to be able to identify what needs to be upgraded, fixed, or changed. An experienced real estate agent can help you develop a cost-effective plan for staging your home, enhancing curb appeal, and making necessary improvements to maximize your home's appeal and marketability.

There are dozens of inexpensive things you can do that often have a major impact on the impression you make on potential buyers. Having your carpets, upholstered furniture, and draperies professionally steam-cleaned, for example, can make a world of difference! So can adding a few colorful flower arrangements, inside and out. Lots of light -- both natural and artificial -- also helps make your home look more cheerful and inviting. Keeping your windows crystal clear is another way to make a positive impression, as well as cleaning out your closets to avoid a cluttered, unkempt look.

A few other critical things homeowners sometimes forget to do is clean up dog droppings in the yard, fix squeaky hinges, and remove visible mouse traps from the basement and garage -- especially if there are mice in them! The cleanliness of your cat's litter box is another major priority that can easily be overlooked.

Even the most meticulous, conscientious home sellers can forget to clean, prepare, or organize important things before potential house buyers come to visit, so it's useful to create checklists and routines to get ready for scheduled house showings.

While some homes pose more of a challenge than others when it comes to getting ready for real estate showings, the goal is to make the most of what you have, and do so within your available budget and timeframe.